Monday, June 28, 2010

Whittier SHORT SALE SPECIALISTS - FREE Consultations

Short Sale and Foreclosure Resource Certified (SFR)

Stephanie Frymyer and Shirley Williams
Your Short Sale and Foreclosure Specialists


Are you having problems making your monthly mortgage payments? You are not alone - many Americans are facing the same problem and are faced with one or more of these difficulties:

- Jobloss, business failure or decrease in income
- Personal problems, such as death of a spouse or divorce, forcing you to sell your home, but there is not enough equity
- Health problems that resulted in major debt
- Relocation, forcing you to sell your home, but there is not enough equity
- Increase in mortgage payments
- You are already in default and are facing foreclosure
- You are experiencing another form of hardship.


If this sounds like what you are going through, don't try to hide from the problem, it won't go away, and there is help out there for you.


We are Short Sale and Foreclosure Resource Certified (SFR, the only Certification acknowledged by the National Association of Realtors). Our main goal is to help you stay in your home! We offer FREE consultations and have compiled a list of government programs (like HAFA and HAMP) and non-profit services that are at your disposal free of charge.


In the sad event that you do not qualify for any of the government programs or your bank does not approve a loan modification, again, foreclosure is not your only option! Your other option is a Short Sale which we can help you with. What is the difference for you? A foreclosure can lower your credit score by 200 points and more! AND a foreclosure remains a public record and on your credit history for 7 years.

Short Sales are different. There are different ways of reporting a short sale and how it will affect your credit score. The lender can report the short sale as:

1. Paid in full - which would be "paid as agreed", however, this is very rare
2. Paid - settled
3. Paid - unrated

In addition, if the owner of a Short Sale property is current with their payments, a Short Sale may only lower the score by 50 points.

We understand what you are going through, being faced with personal and financial problems is a big burden, but ignoring the problem will not make it go away. We are licensed Realtors and will do anything in our power to help you. If a Short Sale is a feasible solution to your problem, we can help you sell your home in a timely manner. As with our regular sellers, we offer FREE STAGING with our listing of an occupied home, we will take professional quality photos and market your home to the same standard as a regular sale. You might think "Why would I care, I'm selling it!" and the answer is this: you should care how your home is marketed because if it is marketed in the right way with a fair price, it will attract potential buyers fast, and the faster you will sell your home, the sooner you will see an end to your problem.

Whatever your situation is, we are here to help you, so call us today so we can solve your problem together, you are not alone.

For questions or to schedule a free and non-binding consultation, please feel free to call us 310-308-6107 or 562-355-8120, or email us with any questions you might have.


Warm regards,
Stephanie & Shirley


Stephanie Frymyer & Shirley Williams
The S & S Team
"Your Local Property Pros"
562-355-8120 & 310-308-6107
DRE# 01390458 & DRE# 01456658
http://yourlocalpropertypro.com/


Stephanie Frymyer
Realtor, SFR, ABR, SRES
Whittier (and surrounding areas)
DRE 01390458

Shirley Williams
Realtor, SFR, SRES
West Covina (and surrounding areas)
DRE 01456658


Main Street Realtors
DRE # 01157065

Whittier Homes for Sale - Snapshot 06/28/10

SEARCH FOR WHITTIER HOMES HERE!


A new week, a new overview of Whittier Homes for sale! Last week (06/21/10), there were 390 active Residential Property Listings in Whittier, 343 of them were for Whittier Single Family Homes, 47 of them for Whittier Condos. What does it look like this week?


Today, 06/28/10, there are 386 active residential property listings in Whittier - 336 Single Family Homes and 48 Whittier Condos. In addition to the active listings, there are 102 Whittier Single Family Homes in Back-up Offer Status, and 211 Whittier Homes are in Pending Status, and 13 Whittier Condos are in Back-up Offer Status, 33 are Pending Sale.



Active Whittier Single Family Homes for sale by price range (compared to 06/21/10):

$0 - $200K: 3 (no change)
$200K - $300K: 83 (up 4)
$300K - $400K: 113 (down 6)
$400K - $500K: 49 (down 9)
$500K - $600K: 30 (no change)
$600K - $700K: 24 (no change)
$700K - $800K: 9 (no change)
$800K - $900K: 5 (no change)
$900K - $1mil : 2 (no change)
$1mil - $1.1mil: 2 (no change)
$1.1mil - $1.2mil: 6 (up 1)
$1.2mil - $1.3mil: 1 (no change)
$1.3mil - $1.4mil: 2 (no change)
$1.4mil - $1.5mil: 1 (down 1)
$1.5mil and up: 5 (down 1)


Active Whittier Condos for Sale by price range (compared to 06/21/10:

$0 - $200K: 20 (up 1)
$200K - $300K: 18 (up 1)
$300K - $400K: 6 (up 1)
$400K - $500K: 4 (down 1)
$500K - $600K: 0
$600K - $700K: 0
$700K - $800K: 0
$800K - $900K: 0
$900K - $1mil : 0
$1mil - $1.1mil: 0
$1.1mil - $1.2mil: 0
$1.2mil - $1.3mil: 0
$1.3mil - $1.4mil: 0
$1.4mil - $1.5mil: 0
$1.5mil and up: 0


There were a total of 15 Whittier Homes last week that successfully closed Escrow, the lowest being a lender owned Single Family Residence at $246,000 ($191.29 per sqft, Days on Market 32), the highest a standard sale at $769,000 ($237.71 per sqft, Days on Market 57). Of the 15 homes that sold between 06/21/10 and 06/28/10, only 1 was a Short Sale, 3 were lender owned properties (REOs), and the remaining 11 were regular sales.


This concludes our weekly Whittier Real Estate snapshot. Questions? Don't hesitate to contact us! Want to learn more about Whittier, Whittier neighborhoods, Whittier schools, and Whittier parks? Looking for a home in Whittier? Start your Whittier home search here! Thinking about selling your Whittier home or maybe relocating to Whittier? You will find everything on our state-of-the-art website!


Thanks so much for visiting our Whittier area Real Estate blog! Stay tuned for more Greater Whittier Area Real Estate updates!

Please tell your friends and family about us and subscribe to our blog so you will never miss a new article. Our business greatly depends on referrals and any referral is truly appreciated. Thank you.

Warm regards,
Stephanie & Shirley

Stephanie Frymyer & Shirley Williams
The S & S Team
"Your Local Property Pros"
562-355-8120 & 310-308-6107
DRE# 01390458 & DRE# 01456658
http://yourlocalpropertypro.com/
http://serenefoundationsre.com/
http://serenefoundations.com/


Stephanie Frymyer
Realtor, SFR, ABR, SRES
DRE 01390458
Your Realtor for Whittier (and surrounding areas)


Shirley Williams
Realtor, SFR, SRES
DRE 01456658
Your Realtor for West Covina (and surrounding areas)


Main Street Realtors

Monday, April 19, 2010

Whittier Real Estate Market Snapshot, April 19, 2010

If you are a Whittier Resident, interested in Whittier Real Estate or are thinking about relocating to the City of Whittier, this is the perfect blog for you. In order to make wise decisions, you have to know what is going on in the market and we will be giving you the latest news regarding Whittier Real Estate (other city updates also available upon request) on an ongoing basis.

Whittier is a wonderful city with a long history (please go to http://en.wikipedia.org/wiki/Whittier,_California#History or visit http://www.whittiermuseum.org/ for even more details), named after famed Quaker poet John Greenleaf Whittier. Whittier is located approximately 12 miles southeast of Los Angeles, and has a population of approximately 84,000 (based on the census of 2000, let’s see what the new census says, I’m sure we have grown considerably since then).

The Median Home Price for Whittier is currently at $315,000, based on figures from February of 2010 (Source: California Association of Realtors). The Median Home Price does is not an indicator of what Whittier Homes are worth in general, it merely shows that 50% of homes were sold for more than $315,000 and 50% at prices below $315,000 (the Median Home Price does not give you the average sales price).


As it is very hard to make a decision just based on the Median Home Price, we will be giving you the WHOLE PICTURE about Whittier Real Estate – how many properties are currently listed and in what price range, how many are in Escrow, how many homes were sold in Whittier last week, etc.

Here are the latest Whittier Real Estate numbers (snapshot) as of April 19, 2010:


Whittier Real Estate Price Range $0 - $200,000:
Active Listings:                                                   14
In Escrow, but accepting back-up offers:             20
In Escrow, pending sale:                                      36
Properties closing Escrow 04/12-04/19/2010:       1


Whittier Real Estate Price Range $200,001 - $300,000:
Active Listings:                                                              72
In Escrow, but accepting back-up offers:                       44
In Escrow, pending sale:                                                92
Properties closing Escrow 04/12-04/19/2010:                 7


Whittier Real Estate Price Range $300,001 - $400,000:
Active Listings:                                                             125
In Escrow, but accepting back-up offers:                        39
In Escrow, pending sale:                                                 84
Properties closing Escrow 04/12-04/19/2010:                  6


Whittier Real Estate Price Range $400,001 - $500,000:
Active Listings:                                                              53
In Escrow, but accepting back-up offers:                       16
In Escrow, pending sale:                                                16
Properties closing Escrow 04/12-04/19/2010:                 2


Whittier Real Estate Price Range $500,001 - $600,000:
Active Listings:                                                             31
In Escrow, but accepting back-up offers:                      11
In Escrow, pending sale:                                                 8
Properties closing Escrow 04/12-04/19/2010:                0


Whittier Real Estate Price Range $600,001 - $800,000:
Active Listings:                                                             29
In Escrow, but accepting back-up offers:                        6
In Escrow, pending sale:                                                 4
Properties closing Escrow 04/12-04/19/2010:                 1


Whittier Real Estate Price Range $800,001 - $100,000,000:
Active Listings:                                                              6
In Escrow, but accepting back-up offers:                       0
In Escrow, pending sale:                                                1
Properties closing Escrow 04/12-04/19/2010:               0


Whittier Real Estate Price Range $100,000,001 - $1,500,000:
Active Listings:                                                             14
In Escrow, but accepting back-up offers:                        0
In Escrow, pending sale:                                                 1
Properties closing Escrow 04/12-04/19/2010:                0


Whittier Real Estate Price Range $1,500,001 and more:
Active Listings:                                                              4
In Escrow, but accepting back-up offers:                       1
In Escrow, pending sale:                                                0
Properties closing Escrow 04/12-04/19/2010:               0

Klick on the graph to enlarge:
We hope you will find this information about Whittier Real Estate helpful. Stay tuned for more information!


If you have any questions at all or would like the same type of information for any of our neighboring cities, please feel free to contact us any time. To search for Whittier homes, go to http://www.serenefoundations.listingbook.com/ for FREE MLS access and/or visit our website at http://www.serenefoundations.com/!


Thank you for reading our blog!


Sincerely,
Steph & Shirley
The S & S Team
http://www.serenefoundations.com/


Stephanie Frymyer
Realtor & Real Estate Consultant, ABR, SFR, ASP
Member Worldwide Relocation Council
562-355-8120
DRE # 01390458

Shirley Williams
Realtor & Real Estate Consultant, SFR
310-308-6107
DRE # 01456658




DRE # 01157065

Wednesday, December 9, 2009

Christmas Time in the City of Whittier!

Christmas has come to the beautiful City of Whittier!


The Season officially started with the 15th Annual Grand Illumination on December 4th. The next milestone will be the 56th Annual Christmas Parade on December 12, from 10am to 12 pm (go to http://whittieruptown.com/wua/?page_id=2 for more information provided by the Whittier Uptown Association and to view a little YouTube video of past events).










 
 
  The motto of this year’s Parade is “Commitment to Community” and will feature many local businesses that help make the City of Whittier such a wonderful place to live in. The parade runs down popular Greenleaf Ave, from Hadley down to Mar Vista. I will be there taking photos so be sure to check back in next week!

As the parade ends around 12pm, you'll have plenty of time to grab a bite to eat at one of the many great restaurants in the area - for a complete business directory, go to http://whittieruptown.com/wua/?page_id=130 , and plan a wonderful and fun filled day with the family in the City of Whittier. One of my all-time favorites is "Crepes and Grapes", great French inspired atmosphere, yummy crepes, sandwiches, soups, salads and so much more! You can go to http://www.crepesandgrapescafe.com/ to see their complete menu.
















After lunch, take a stroll down Philadelphia to get to Newlin, where you will find the “Whittier Historical Society & Museum”. You can’t miss the it (see below), it features a beautiful mural on the outside of the building. There are many different things to see, the current exhibit is titled “Fly Your Colors – Patriotism in Whittier”, and there is also a gift shop where you can pick up a little something to remind you of this beautiful day in the City of Whittier. Open Saturday & Sunday, 1pm – 4pm. For more information, go to http://www.whittiermuseum.org/ or check out http://www.whittiermuseum.org/About%20the%20Museum.html to download a brochure of the Museum.




 
 
 
 
 
 
 
 
 
 
 

  If you enjoyed the Whittier Museum, I am sure you will also like the famous “Bailey House”, located at 13421 E Camilla St. It is the home of the first Whittier settler, Jonathan Bailey, and was built in 1887. It was deeded to the City of Whittier in 1975 and was added to the National Register of Historic Places in 1977. It is currently run and operated by the Whittier Historical Society. For the complete history of the home, go to http://www.whittiermuseum.org/Bailey%20House.html. Open to the public Sundays, 1pm – 4pm.
 
 

 
 
 
  And to top off this Christmas season, the City of Whittier has one more event to offer: the “Holiday Sonata” on December 19th, 5pm to 9pm, featuring carriage rides along Greenleaf and a Santa’s Village in the parking lot along Greenleaf between Hadley and Bailey.

Enjoy your stay in the City of Whittier!

Sincerely,
Stephanie & Shirley
http://www.serenefoundations.com/

Thursday, December 3, 2009

C.A.R. Mortgage Protection Program

The Housing Affordability Fund (http://www.car.org/tools/haf/ ) launched a new program on April 2, 2009, in order to ease the minds of first-time-home buyer's who were worried about potential job loss due to the current economy, and subsequent challenges in making their mortgage payments.


With the FREE C.A.R. Mortgage Protection Plan, qualified buyers can receive up to $1,500 per month for up to six months should they lose their jobs, and qualified co-buyers can also receive up to $750 for up to six months to be put towards the mortgage payment.

In order to qualify for the CAR Mortgage Protection Plan, a Buyer must:

1. Be a first-time home buyer (must not have owned a home within the past three years).

2. Open Escrow after April 2, 2009, and close before December 31, 2009. UPDATE: CAR HAS EXTENDED THE PROGRAM THROUGH 2010!!!

3. Use a California Realtor.

4. Be a W2 employee (must not be self-employed).

Please click on the links below for additional information!


Frequently Asked Questions:

http://www.car.org/3550/pdf/204893/Revised_Jul2009_HAFMPP_FAQ.pdf

Samples:

http://www.car.org/3550/pdf/204893/Program_Samples.pdf

Application:

http://www.car.org/3550/pdf/204893/HAF_MPP__FINAL_APPLICATION_1.pdf



Why not take advantage of this incredible offer - it is free! If you have any questions regarding your eligibility, please feel free to contact us directly.
Have a wonderful day and Happy House Hunting!

Sincerely,
Stephanie Frymyer
http://www.serenefoundations.com/

Friday, November 20, 2009

West Covina New Home Construction News

The West Covina City Council recently offered a First-Time Home Buyer Opportunity - the construction of a Single Family Residence that was offered to First Time Home Buyers. The construction of this home was a collaborative effort between the Regional Occupational Program and the Community Development Commission which provided students with hands-on entry level construction skills.


It is anticipated that through collaboration and partnerships with developers, property owners, businesses and the community, the Community Development Commission will continue to encourage development, rehabilitate deteriorating centers, attract and expand businesses, develop and increase the affordable housing stock within the City.

Other new construction underway is the Pacific Communities Park West development. This development is easily accessible from both the 10 and 60 freeways and just minutes away from shopping and dining. If you are into hiking and walking the Heritage Park trails are nearby as well as the local Farmer’s market that is held every Saturday morning. The Community will have 46 detached Single Family homes with up to 5 bedrooms and 3 bathrooms. The square footage ranges from 2,153 to 2,362 and have granite counters, walk-in closets and stainless steel appliances.

If you are interested in taking a tour of the Pacific Communities Park West models feel free to contact us to set an appointment. There are many other gorgeous properties for Sale in West Covina and we can help you obtain one for yourself.

And if you currently own a home in West Covina just know that properties are still holding their vale in most instances and if you would like to know how much your home is worth we will come by to give you a free Market Analysis.

Have a wonderful day!!!!

Shirley Williams & Stephanie Frymyer
http://www.serenefoundations.com/

Thursday, November 19, 2009

Please help if you can ....

As a Realtor, I work with people on a daily basis who are fortunate enough to either own a home or are in the process of purchasing a home. But in recent days, we are also coming in contact with people who are about to lose their home ... Sometimes people forget how important a home really is - it gives us shelter, it creates memories, it is where we raise our children, where we have fun with our families and friends, and where we get to shut out the world and just be ourselves.

I would like to ask everybody out there who is reading this blog to also remember those people who don't have a home at all, not even a rental! They live on the streets, in card board boxes, under bridges, in tents by freeway on-ramps, or in a shelter ... The number of homeless people is increasing sharply due to people losing their homes and jobs. In the Los Angeles area, according to Rebecca Isaacs, executive director of the Los Angeles Homeless Services Authority, during the winter of 2008/2009, 620 families used its winter shelter program, up from 330 families the previous year (to see the numbers for other major cities, go to http://www.usatoday.com/news/nation/2009-04-05-homeless_N.htm ). According to a new report for New York released in October, 16,000 children were in shelters by the end of September ...

If you can, please try to make a difference in somebody's life this year. Be it for Thanksgiving or the upcoming Holidays, or no special occasion at all. There are local food banks everywhere, you can make donations online, etc. ...

I just got in touch with the LA Mission, and they will also accept clothing articles and shoes (including children's clothing) - and instead of them being sold, they will be handed out directly to people in need, completey free of charge! If you would like to contribute as well, here is the link to their official website: http://www.losangelesmission.org/  If you are thinking about a donation in-kind, they will even come out to your home to pick it up (just call them and ask for Eugene).

Thank you all so very much for your consideration.