Monday, June 28, 2010

Whittier SHORT SALE SPECIALISTS - FREE Consultations

Short Sale and Foreclosure Resource Certified (SFR)

Stephanie Frymyer and Shirley Williams
Your Short Sale and Foreclosure Specialists


Are you having problems making your monthly mortgage payments? You are not alone - many Americans are facing the same problem and are faced with one or more of these difficulties:

- Jobloss, business failure or decrease in income
- Personal problems, such as death of a spouse or divorce, forcing you to sell your home, but there is not enough equity
- Health problems that resulted in major debt
- Relocation, forcing you to sell your home, but there is not enough equity
- Increase in mortgage payments
- You are already in default and are facing foreclosure
- You are experiencing another form of hardship.


If this sounds like what you are going through, don't try to hide from the problem, it won't go away, and there is help out there for you.


We are Short Sale and Foreclosure Resource Certified (SFR, the only Certification acknowledged by the National Association of Realtors). Our main goal is to help you stay in your home! We offer FREE consultations and have compiled a list of government programs (like HAFA and HAMP) and non-profit services that are at your disposal free of charge.


In the sad event that you do not qualify for any of the government programs or your bank does not approve a loan modification, again, foreclosure is not your only option! Your other option is a Short Sale which we can help you with. What is the difference for you? A foreclosure can lower your credit score by 200 points and more! AND a foreclosure remains a public record and on your credit history for 7 years.

Short Sales are different. There are different ways of reporting a short sale and how it will affect your credit score. The lender can report the short sale as:

1. Paid in full - which would be "paid as agreed", however, this is very rare
2. Paid - settled
3. Paid - unrated

In addition, if the owner of a Short Sale property is current with their payments, a Short Sale may only lower the score by 50 points.

We understand what you are going through, being faced with personal and financial problems is a big burden, but ignoring the problem will not make it go away. We are licensed Realtors and will do anything in our power to help you. If a Short Sale is a feasible solution to your problem, we can help you sell your home in a timely manner. As with our regular sellers, we offer FREE STAGING with our listing of an occupied home, we will take professional quality photos and market your home to the same standard as a regular sale. You might think "Why would I care, I'm selling it!" and the answer is this: you should care how your home is marketed because if it is marketed in the right way with a fair price, it will attract potential buyers fast, and the faster you will sell your home, the sooner you will see an end to your problem.

Whatever your situation is, we are here to help you, so call us today so we can solve your problem together, you are not alone.

For questions or to schedule a free and non-binding consultation, please feel free to call us 310-308-6107 or 562-355-8120, or email us with any questions you might have.


Warm regards,
Stephanie & Shirley


Stephanie Frymyer & Shirley Williams
The S & S Team
"Your Local Property Pros"
562-355-8120 & 310-308-6107
DRE# 01390458 & DRE# 01456658
http://yourlocalpropertypro.com/


Stephanie Frymyer
Realtor, SFR, ABR, SRES
Whittier (and surrounding areas)
DRE 01390458

Shirley Williams
Realtor, SFR, SRES
West Covina (and surrounding areas)
DRE 01456658


Main Street Realtors
DRE # 01157065

Whittier Homes for Sale - Snapshot 06/28/10

SEARCH FOR WHITTIER HOMES HERE!


A new week, a new overview of Whittier Homes for sale! Last week (06/21/10), there were 390 active Residential Property Listings in Whittier, 343 of them were for Whittier Single Family Homes, 47 of them for Whittier Condos. What does it look like this week?


Today, 06/28/10, there are 386 active residential property listings in Whittier - 336 Single Family Homes and 48 Whittier Condos. In addition to the active listings, there are 102 Whittier Single Family Homes in Back-up Offer Status, and 211 Whittier Homes are in Pending Status, and 13 Whittier Condos are in Back-up Offer Status, 33 are Pending Sale.



Active Whittier Single Family Homes for sale by price range (compared to 06/21/10):

$0 - $200K: 3 (no change)
$200K - $300K: 83 (up 4)
$300K - $400K: 113 (down 6)
$400K - $500K: 49 (down 9)
$500K - $600K: 30 (no change)
$600K - $700K: 24 (no change)
$700K - $800K: 9 (no change)
$800K - $900K: 5 (no change)
$900K - $1mil : 2 (no change)
$1mil - $1.1mil: 2 (no change)
$1.1mil - $1.2mil: 6 (up 1)
$1.2mil - $1.3mil: 1 (no change)
$1.3mil - $1.4mil: 2 (no change)
$1.4mil - $1.5mil: 1 (down 1)
$1.5mil and up: 5 (down 1)


Active Whittier Condos for Sale by price range (compared to 06/21/10:

$0 - $200K: 20 (up 1)
$200K - $300K: 18 (up 1)
$300K - $400K: 6 (up 1)
$400K - $500K: 4 (down 1)
$500K - $600K: 0
$600K - $700K: 0
$700K - $800K: 0
$800K - $900K: 0
$900K - $1mil : 0
$1mil - $1.1mil: 0
$1.1mil - $1.2mil: 0
$1.2mil - $1.3mil: 0
$1.3mil - $1.4mil: 0
$1.4mil - $1.5mil: 0
$1.5mil and up: 0


There were a total of 15 Whittier Homes last week that successfully closed Escrow, the lowest being a lender owned Single Family Residence at $246,000 ($191.29 per sqft, Days on Market 32), the highest a standard sale at $769,000 ($237.71 per sqft, Days on Market 57). Of the 15 homes that sold between 06/21/10 and 06/28/10, only 1 was a Short Sale, 3 were lender owned properties (REOs), and the remaining 11 were regular sales.


This concludes our weekly Whittier Real Estate snapshot. Questions? Don't hesitate to contact us! Want to learn more about Whittier, Whittier neighborhoods, Whittier schools, and Whittier parks? Looking for a home in Whittier? Start your Whittier home search here! Thinking about selling your Whittier home or maybe relocating to Whittier? You will find everything on our state-of-the-art website!


Thanks so much for visiting our Whittier area Real Estate blog! Stay tuned for more Greater Whittier Area Real Estate updates!

Please tell your friends and family about us and subscribe to our blog so you will never miss a new article. Our business greatly depends on referrals and any referral is truly appreciated. Thank you.

Warm regards,
Stephanie & Shirley

Stephanie Frymyer & Shirley Williams
The S & S Team
"Your Local Property Pros"
562-355-8120 & 310-308-6107
DRE# 01390458 & DRE# 01456658
http://yourlocalpropertypro.com/
http://serenefoundationsre.com/
http://serenefoundations.com/


Stephanie Frymyer
Realtor, SFR, ABR, SRES
DRE 01390458
Your Realtor for Whittier (and surrounding areas)


Shirley Williams
Realtor, SFR, SRES
DRE 01456658
Your Realtor for West Covina (and surrounding areas)


Main Street Realtors